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RoadLoans: How we are caring for our customers during crisis

Coronavirus has changed how we live and work. But the most important thing we can do is “step up to the challenge” of the pandemic and its effects as individuals, organizations and companies, including RoadLoans and parent company Santander Consumer USA (SC). “Being in the front lines, I have a …

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How to buy a car with RoadLoans during Coronavirus

The spread of Coronavirus (COVID-19) has restricted mobility for most of us, yet many people still need a car to perform the essentials. If you’re in the market for a vehicle, the good news is that there are dealerships still open for business and, for our part, RoadLoans remains ready …

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Stay alert to the Coronavirus cybersecurity threat

Be aware that the Coronavirus (COVID-19) may pose a potential cybersecurity threat to Americans in addition to a health threat. As the virus spreads across the U.S., so do cyber criminals intent on taking advantage of you. “The pandemic is dangerous enough without wrong-doers seeking to profit from public panic, …

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Pros and cons of ‘buy here, pay here’ dealerships

Some dealers claim “we finance anyone,” but it may come at a price Other options include applying for approval before you shop What are “buy here, pay here” dealerships? “Buy here, pay here” dealerships not only sell cars but effectively act as the bank, too, by providing in-house financing, typically …

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How do auto loans work?

Buying a car is one of the largest purchases you can make in life, which means researching the right model is usually top priority. While that’s important, so too is understanding the financing. Knowing how auto loans work will help you to find credit that offers best value for your …

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What is refinancing a car?

If you’re interested in managing the cost of your vehicle loan, auto refinance is one option you should look into.* Refinancing a car is the process of taking out a new loan to replace an existing note. The refinanced loan is a fresh contract, typically with another lender, that gives …

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How to pay off a car early and save money

Think what you might do with no auto payments in your budget. Take more vacations, enjoy more evenings out or build up a savings pot for the future, perhaps. Whatever it is, pay off your car early and not only is that debt behind you, but you may have made …

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