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Tag Archives: loan

How a simple interest car loan works

Getting to know how simple interest car loans work is a helpful step when shopping for credit or repaying a loan, and may enable you to save. Most auto lenders, such as RoadLoans and parent company Santander Consumer USA, provide simple interest financing, so watch our video and read on …

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Do I need a co-borrower on a car loan?

If you plan to share a vehicle, or you’d like to maximize your chances of approval and a larger loan amount, applying for a car loan with a co-borrower could be the right choice for you. A co-borrower is part of a joint auto loan in which each party has …

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Consumer auto loan rates are declining

After four federal interest rate hikes in 2018 and three reductions last year, consumer auto loan rates are easing, according to analysts who track auto loan patterns and dealers committed to finding the best rates for their customers. The Federal Reserve last cut its interest-rate target Oct. 31, to a …

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5 factors that affect your auto loan

Financing is a central part of most car purchases, and the terms of the loan can have a strong bearing on how you feel about the overall buying experience. Understanding the factors involved will enable you to plan for your application and confidently consider any offers you receive. Here are …

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